Green Tau issue 106

13th May 2025

Insurance Vigils

On Tuesdays, I and one or two others from Christian Climate Action, hold vigils outside one or more insurance companies in the City of London. We do this to both highlight the degree to which the insurance industry supports and enables the expansion of the fossil fuel industry and its carbon emissions, and to bring the presence of prayer into the situation.  Today’s vigils were held outside the offices of Marsh McLennan and of Lloyds of London.  

How does the insurance industry work? Insurers and their customers identify risks and calculate both the likelihood of the risk materialising and the likelihood cost for the customer of that materialisation. The insurer calculates a fee and in return – once paid – undertakes to pay out to the customer if or when the destructive event happens. The insurer invests the fee to increase its value against the day when it may have to pay up. To spread the risk and the potential cost of the insurance policy, the insurer will approach other insurance companies to share the fee and the risk. Equally the insurer will formulate and sell a wide range of insurance policies, on the basis that each will earn a fee but only a small number will lead to a financial payout by the insurance company. 

In the short term (2 years) damages due to extreme climate events is, according to the World Economic Forum, is seen as the second highest risk. Whilst in the long term (10 years) it is seen as the highest risk. 

Insurance companies presumably increase premiums to respond to the increasing risks but is there still not a concern that they may underestimate the risk and end up paying out large sums to affected customers? And equally is there a likelihood that in the face of increased premiums customers may cut back on insurance either internalising the risk or cutting back their business plans?

Is there not also something perverse that these same insurance companies may be increasing the climate risks by, 1) investing income from premiums in fossil fuel industries or 2) providing the necessary insurance that enables oil and gas companies to continue to expand production, and thus through the increase

in greenhouse gas emissions,  further accelerating the risks of adverse weather events, and the potential liabilities accruing to the insurers. 

The best option for customers and the wider public – not to mention biodiversity and the planet – Would be for insurers to stop insuring oil and gas interests.

Yet looking at the be-suited office staff, is this a reality they have even considered? Or do they just place their trust in business as usual?

4th Sunday of Easter

11th May 2025

Reflection with readings below

Shepherds and sheep represent an interesting communal dynamic. A good shepherd is the one who knows both the way the flock behaves as a group and the characteristics of the individual sheep, the particular needs of the sheep and how that interacts with the  lie of the land and the time of year.

For the sheep there is their trusting relationship with the shepherd, as well as internal dynamics within the flock. Sheep are communal beings with strong social bonds,  often with a hierarchy led by a matriarch. Sheep will protect each, banding together to see off predators. Additionally the older sheep have a knowledge of the land  – the boundaries of their territory, where the best grass is, where to shelter in a  storm – and this localised knowledge is something they will pass on to their offspring.

Both the Psalmist and Jesus use the imagery of sheep and shepherd to describe the relationship that God desires to have with people. If we pay attention to God, stay alert to hear what God is telling us, if we follow where God leads – then God’s loving care for us will keep us safe. We benefit from God’s wisdom. The alternative scenario where we ignore God – ignoring what God is saying to us, ignoring where God is leading us – and end up falling into situations of harm and danger.

But Jesus’s teachings – and indeed much of the teachings of the Hebrew Scriptures – emphasises the importance of being a community that looks after each other (including the orphan, the widow and the alien).  God has created humans to live together as a flock, supporting and caring for each other.

In the first reading today, we hear the story of Dorcas and how much she is loved and revered by her community, and how much she has given to that community. This community is very much an example of a flock of sheep – one with Jesus as its Good Shepherd. 

Recently I joined a Green Christian zoom workshop on intentional communities. Part of the discussion highlighted that the climate crisis that we are facing is already changing weather patterns and putting us all at risk of the extreme events that upset daily life – floods, storms, heat waves, power cuts, food and water shortages, damage to buildings, disruption to transport and communications etc. In such situations there is clearly a benefit in having strong communities which care for each other, and localised communities that can be a source of local food, energy, support and comfort. And one hopes that Christian groups would be ideally placed to create and nurture such resilient communities. Following the parables of Jesus’s teachings we might even see church buildings as the equivalent of a sheep fold.

Acts 9:36-43

Now in Joppa there was a disciple whose name was Tabitha, which in Greek is Dorcas. She was devoted to good works and acts of charity. At that time she became ill and died. When they had washed her, they laid her in a room upstairs. Since Lydda was near Joppa, the disciples, who heard that Peter was there, sent two men to him with the request, “Please come to us without delay.” So Peter got up and went with them; and when he arrived, they took him to the room upstairs. All the widows stood beside him, weeping and showing tunics and other clothing that Dorcas had made while she was with them. Peter put all of them outside, and then he knelt down and prayed. He turned to the body and said, “Tabitha, get up.” Then she opened her eyes, and seeing Peter, she sat up. He gave her his hand and helped her up. Then calling the saints and widows, he showed her to be alive. This became known throughout Joppa, and many believed in the Lord. Meanwhile he stayed in Joppa for some time with a certain Simon, a tanner. 

Psalm 23 

1 The  Lord is my shepherd; *
I shall not be in want.

2 He makes me lie down in green pastures *
and leads me beside still waters.

3 He revives my soul *
and guides me along right pathways for his Name’s sake.

4 Though I walk through the valley of the shadow of death, I shall fear no evil; *
for you are with me;
your rod and your staff, they comfort me.

5 You spread a table before me in the presence of those who trouble me; *
you have anointed my head with oil,
and my cup is running over.

6 Surely your goodness and mercy shall follow me all the days of my life, *
and I will dwell in the house of the  Lord for ever.

Revelation 7:9-17

I looked, and there was a great multitude that no one could count, from every nation, from all tribes and peoples and languages, standing before the throne and before the Lamb, robed in white, with palm branches in their hands. They cried out in a loud voice, saying, 

“Salvation belongs to our God who is seated on the throne, and to the Lamb!”

And all the angels stood around the throne and around the elders and the four living creatures, and they fell on their faces before the throne and worshiped God, singing, 

“Amen! Blessing and glory and wisdom

and thanksgiving and honour

and power and might

be to our God forever and ever!
Amen.”

Then one of the elders addressed me, saying, “Who are these, robed in white, and where have they come from?” I said to him, “Sir, you are the one that knows.” Then he said to me, “These are they who have come out of the great ordeal; they have washed their robes and made them white in the blood of the Lamb.

For this reason they are before the throne of God,
and worship him day and night within his temple,
and the one who is seated on the throne will shelter them.

They will hunger no more, and thirst no more;
the sun will not strike them,
nor any scorching heat; 

for the Lamb at the centre of the throne will be their shepherd,
and he will guide them to springs of the water of life, 

and God will wipe away every tear from their eyes.”

John 10:22-30

At that time the festival of the Dedication took place in Jerusalem. It was winter, and Jesus was walking in the temple, in the portico of Solomon. So the Jews gathered around him and said to him, “How long will you keep us in suspense? If you are the Messiah, tell us plainly.” Jesus answered, “I have told you, and you do not believe. The works that I do in my Father’s name testify to me; but you do not believe, because you do not belong to my sheep. My sheep hear my voice. I know them, and they follow me. I give them eternal life, and they will never perish. No one will snatch them out of my hand. What my Father has given me is greater than all else, and no one can snatch it out of the Father’s hand. The Father and I are one.”

Counting on … day 68

18th March 2024

What are the risks of climate change?

Here in the UK the risks include:-

  • Extremes of temperatures. Excess deaths during the heatwave of 2022, exceeded 4500 persons. Deaths due to heat will rise as peak temperatures rise. There is also the risk that the higher temperatures will enable disease-carrying insects to migrate north leading to outbreaks of dengue fever and Zika virus. Cold temperatures also cause deaths many of which could be prevented if homes were better insulated.
  • Flooding. Extreme weather events such as strong winds and storms, together with heavier rainfall (warmer air absorbs more moisture) flooding is an increasing occurrence, damaging homes, infrastructure such  as roads and railways, buildings such as schools and hospitals, etc. Storms and strong winds also damage power cables and cause power outages.
  • Extremes of temperature and flooding adversely affect agricultural output and the increased risk of food shortages. The UK imports about 60% of its food, so our food supplies are also dependent on the impact of climate change on food producing countries in other parts of the world.
  • Rising sea levels due to melting icecaps is already threatening coastal communities as well as increasing the risk of flooding  around and upstream of estuaries.
  • Droughts are an increasing feature of climate change with hotter drier summers. For  a nation that is used to having a constant supply of water for drinking, washing, cleaning cars, filling swimming pool, watering lawns and irrigating agricultural crops, using less water is a challenge.
  • Any disruption of normal life due to heat waves, flooding, storms etc affects business output, disrupts education, delays hospital treatments, interrupts deliveries to supermarkets etc.

These are some of the risks and impacts of the climate crisis that we are experiencing in the UK. In other more vulnerable parts of the world, the impacts are even greater.

For more reading – https://www.theguardian.com/world/2023/sep/22/heat-related-deaths-2022-hit-highest-level-record-england?CMP=Share_iOSApp_Other

https://www.theguardian.com/global-development/2023/dec/11/climate-crisis-could-cause-10000-extra-uk-deaths-a-year-by-2050-says-health-body?CMP=Share_iOSApp_Other